
Our Users

Zeny team on ground, helping drivers explore simple savings.

A small business owner exploring Zeny for simple daily savings
Grow Your Money
Save small amounts daily through UPI auto-pay. Your money grows safely in liquid mutual funds and can be withdrawn anytime.
How it works?
Set a goal 🎯 – Choose what you want to save for.
KYC – Complete your one time KYC
Save daily 💸 – Start with as little as ₹100 using UPI auto-pay.
Grow safely 📈 – Your money is kept in SEBI-regulated liquid mutual funds.
Withdraw anytime ⚡ – Get your money back instantly, within minutes.

Set Your Goals Easily
Decide what you want to save for — a new phone, insurance, or a loan payment. We help you break big goals into small, daily savings.
Save Automatically
Link UPI auto-pay and save as little as ₹100 a day. No need to remember — savings happen on their own, stress-free.






Withdraw your money Anytime
Your money is kept safe in SEBI-regulated liquid mutual funds. It grows with better returns than a bank account and you can withdraw instantly, anytime.


Partnered with trusted financial institutions to keep your money safe
Partnered with trusted financial institutions to keep your money safe
Open network for
Digital Commerce
Open network for
Digital Commerce

Association of
mutual funds in India
Association of
mutual funds in India


Aditya Birla Capital
Mutual Funds
Aditya Birla Capital
Mutual Funds
Frequently Asked Questions
Frequently Asked Questions
Find quick answers about our services. Reach out to us directly for more information!
Find quick answers about our services. Reach out to us directly for more information!
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.




Grow Your Money
Save small amounts daily through UPI auto-pay. Your money grows safely in liquid mutual funds and can be withdrawn anytime.
Set Your Goals Easily
Decide what you want to save for — a new phone, insurance, or a loan payment. We help you break big goals into small, daily savings.


Save Automatically
Link UPI auto-pay and save as little as ₹100 a day. No need to remember — savings happen on their own, stress-free.


Withdraw your money Anytime
Your money is kept safe in SEBI-regulated liquid mutual funds. It grows with better returns than a bank account and you can withdraw instantly, anytime.


How it works?
Set a goal 🎯 – Choose what you want to save for.
KYC – Complete your one time KYC
Save daily 💸 – Start with as little as ₹100 using UPI auto-pay.
Grow safely 📈 – Your money is kept in SEBI-regulated liquid mutual funds.
Withdraw anytime ⚡ – Get your money back instantly, within minutes.

Our Users


Zeny team on ground, helping drivers explore simple savings.


A small business owner exploring Zeny for simple daily savings